Three commitments hold every page on this site to account.
Accuracy
Program rules, fees, processing timelines, and regulatory references are sourced from primary publications — program regulators, government gazettes, IIMC, and named industry bodies — never from secondary aggregators. Where a figure cannot be verified against a primary source, it is not published.
Independence
No commercial relationship — referral, partnership, or advisory — alters the firm's published program intelligence. Where commercial relationships exist, they are disclosed by name on the relevant page and on the dedicated How We Make Money and Ad and Affiliate Disclosure pages.
Reader-First Framing
Program intelligence is written for the reader's decision, not the firm's funnel. Where a program is the wrong fit for a profile, the page says so. Where a program has been suspended, restructured, or weakened, the page reflects that within five business days of the regulator publication.